Here’s Why Mortgage Rates Are What They Are Right Now

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n

What Incentives Help Sell a Home in a High-Rate Market?

When mortgage rates rise or fluctuate, buyers don't just disappear, they become more selective. The challenge isn't always finding a buyer; it's helping that buyer feel comfortable moving forward. That's why many sellers today are turning to strategic incentives that improve affordability without si

The Case for Putting 20% Down on Your Next Home

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway.So, why are

Is renting really cheaper now?